ZIP Code 26656 — Belva CDP, WV Demographics & Data

ZIP code 26656 covers Belva, WV in Nicholas County with a population of about 363.

At a glance, the area shows median age of 45.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-1; the CHARLESTON - HUNTINGTON media market.

Median household income in ZIP 26656 is about $71,500 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.3%; unemployment rate near 0.6%; 13.2% of adults with a bachelor’s degree or higher (about 20.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Mining, and Administrative support; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $157,100 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 65.0% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 26656 in Belva, WV, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,009. That sits below the local median household income ($71,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Belva CDP, WV as Relatively Low (composite score 58.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (67.0) and hurricane (46.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Belva CDP, WV show little to no average snow and around 48.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 26656 (Belva CDP, WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.