ZIP Code 26505 — Morgantown city, WV Demographics & Data

ZIP code 26505 covers Morgantown, WV in Monongalia County with a population of about 37,691.

At a glance, the area shows median age of 25.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-2; the PITTSBURGH media market.

Morgantown, WV sits in a university / college context (near west virginia university hospital departments of rad tech and nutrition (0.8 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 26505 is about $42,275 — about 44% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 32.8%; unemployment rate near 6.0%; 55.2% of adults with a bachelor’s degree or higher (about 21.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Food services; about 12.0% of workers reporting work-from-home (about 3.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $265,100 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $824 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 33.2% (about 32.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 26505 in Morgantown, WV, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,703. That is about 73% above the local median household income ($42,275), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Morgantown city, WV as Relatively Low (composite score 71.5), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.0) and hurricane (63.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Morgantown city, WV show little to no average snow and around 43.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,400 for ZIP 26505 (Morgantown city, WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.