US5.com
  1. Home
  2. States
  3. West Virginia
  4. ZIP 26362
  5. Housing & Real Estate
Harrisville town, WV

ZIP 26362 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 26362

Median Home Value
$110,000
Median Rent
$438
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$707/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 26362 in Harrisville town, WV, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $707. That sits below the local median household income ($47,180), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.5%+25% vs US avg
x
Vacancy Rate
15.3%+49% vs US avg
x
Broadband Access
80.5%-8% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
25.1%-49% vs US avg
x
Mortgage-Free
62.7%+64% vs US avg
x
$110,000
Home Value
$438
Rent
1979
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.0%
  • 1-unit attached2.5%
  • 2-9 units5.4%
  • 10+ units1.8%
  • Mobile home & other26.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$110,000
Median rent$438
Owner-occupied81.5%
Vacant15.3%
Price-to-income2.3x
Est. income to buy$30,000