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Mill Creek town, WV

ZIP 26280 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 26280

Median Home Value
$141,300
Median Rent
$430
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$908/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 26280 in Mill Creek town, WV, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $908. That sits below the local median household income ($47,386), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
20.4%+98% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
3.8%-92% vs US avg
x
Mortgage-Free
66.1%+73% vs US avg
x
$141,300
Home Value
$430
Rent
1976
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.1%
  • 1-unit attached0.0%
  • 2-9 units1.3%
  • 10+ units0.3%
  • Mobile home & other32.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,300
Median rent$430
Owner-occupied76.3%
Vacant20.4%
Price-to-income3.0x
Est. income to buy$39,000