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Craigsville CDP, WV

ZIP 26205 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 26205

Median Home Value
$97,300
Median Rent
$382
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$625/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 26205 in Craigsville CDP, WV, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $625. That sits below the local median household income ($30,757), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.7%+13% vs US avg
x
Vacancy Rate
25.4%+147% vs US avg
x
Broadband Access
77.9%-11% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
6.9%-46% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.7%-82% vs US avg
x
Mortgage-Free
78.5%+105% vs US avg
x
$97,300
Home Value
$382
Rent
1978
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.8%
  • 1-unit attached0.0%
  • 2-9 units11.0%
  • 10+ units4.6%
  • Mobile home & other28.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$97,300
Median rent$382
Owner-occupied73.7%
Vacant25.4%
Price-to-income3.2x
Est. income to buy$27,000