ZIP Code 25813 — Beaver CDP, WV Demographics & Data

ZIP code 25813 covers Beaver, WV in Raleigh County with a population of about 7,429.

At a glance, the area shows median age of 41.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-1; the BLUEFIELD - BECKLEY - OAK HILL media market.

Beaver, WV sits in a university / college context (near new river community and technical college (2.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 25813 is about $57,500 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.4%; unemployment rate near 4.5%; 18.7% of adults with a bachelor’s degree or higher (about 15.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Education; about 13.5% of workers reporting work-from-home (about 1.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $147,600 — about 58% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $599 (about 48% below the U.S. median rent ($1,163)), and owner-occupancy near 88.2% (about 22.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 25813 in Beaver, WV, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $948. That sits below the local median household income ($57,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Beaver CDP, WV as Relatively Low (composite score 65.5), which is near the middle of the national distribution. The strongest component scores on US5 are flood (80.9) and wildfire (75.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Beaver CDP, WV show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 276 for ZIP 25813 (Beaver CDP, WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.