ZIP Code 25540 — undefined, WV Demographics & Data

ZIP code 25540 covers WV in Lincoln County with a population of about 320.

At a glance, the area shows median age of 39.4 (near the U.S. median).

It sits in telephone area codes 304, 681; U.S. House district WV-1; the CHARLESTON - HUNTINGTON media market.

On socioeconomic markers, US5 shows a poverty rate of 20.9%; unemployment rate near 4.8%.

Labor and commute patterns include leading industry context around Retail trade, Professional services, and Healthcare; about 5.5% of workers reporting work-from-home (about 9.7 points below the U.S. share (15.2%)); a mean commute of about 138.0 minutes (U.S. average near 26.8).

Median home value is about $37,200 — about 89% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.4% (about 26.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 25540 in WV, a household would need roughly $10,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $239. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WV as Relatively Low (composite score 59.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (78.7) and wildfire (72.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WV show little to no average snow and around 47.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 25540 (WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.