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Charleston city, WV

ZIP 25387 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 25387

Median Home Value
$85,700
Median Rent
$628
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$551/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 25387 in Charleston city, WV, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $551. That sits below the local median household income ($41,635), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.7%+7% vs US avg
x
Vacancy Rate
28.7%+179% vs US avg
x
Broadband Access
80.0%-8% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
13.6%+7% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
34.8%-30% vs US avg
x
Mortgage-Free
56.8%+49% vs US avg
x
$85,700
Home Value
$628
Rent
1954
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.9%
  • 1-unit attached2.8%
  • 2-9 units7.4%
  • 10+ units0.4%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$85,700
Median rent$628
Owner-occupied69.7%
Vacant28.7%
Price-to-income2.1x
Est. income to buy$24,000