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Coal Fork CDP, WV

ZIP 25306 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 25306

Median Home Value
$97,000
Median Rent
$1,154
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$623/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 25306 in Coal Fork CDP, WV, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $623. That sits below the local median household income ($62,454), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.9%+5% vs US avg
x
Vacancy Rate
15.7%+53% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
14.5%+13% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
57.9%+51% vs US avg
x
$97,000
Home Value
$1,154
Rent
1975
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.4%
  • 1-unit attached2.8%
  • 2-9 units10.3%
  • 10+ units8.9%
  • Mobile home & other18.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$97,000
Median rent$1,154
Owner-occupied68.9%
Vacant15.7%
Price-to-income1.6x
Est. income to buy$27,000