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Clay town, WV

ZIP 25133 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 25133

Median Home Value
$115,600
Median Rent
$398
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$743/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 25133 in Clay town, WV, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $743. That is about 29% above the local median household income ($24,795), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.5%+5% vs US avg
x
Vacancy Rate
35.2%+242% vs US avg
x
Broadband Access
79.3%-9% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
54.0%+9% vs US avg
x
Mortgage-Free
75.2%+97% vs US avg
x
$115,600
Home Value
$398
Rent
1981
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached29.8%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units8.3%
  • Mobile home & other61.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$115,600
Median rent$398
Owner-occupied68.5%
Vacant35.2%
Price-to-income4.7x
Est. income to buy$32,000