ZIP Code 25126 — Montgomery city, WV Demographics & Data

ZIP code 25126 covers Montgomery, WV in Kanawha County with a population of about 141.

At a glance, the area shows median age of 59.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-1; the CHARLESTON - HUNTINGTON media market.

Montgomery, WV fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 28.4%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Manufacturing; a mean commute of about 43.0 minutes (U.S. average near 26.8).

Median home value is about $28,300 — about 92% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 25126 in Montgomery, WV, a household would need roughly $8,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $182. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Montgomery city, WV as Relatively High (composite score 94.5), which is among the highest nationally. The strongest component scores on US5 are flood (97.9) and hurricane (64.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Montgomery city, WV show little to no average snow and around 46.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 25126 (Montgomery city, WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.