ZIP Code 25113 — undefined, WV Demographics & Data

ZIP code 25113 covers WV in Clay County with a population of about 522.

At a glance, the area shows median age of 59.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-1; the CHARLESTON - HUNTINGTON media market.

WV fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 25113 is about $33,889 — about 55% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.9%; unemployment rate near 0.0%; 7.7% of adults with a bachelor’s degree or higher (about 26.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Education; about 15.1% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 79.0 minutes (U.S. average near 26.8).

Median home value is about $95,000 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.6% (about 26.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 25113 in WV, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $610. That sits below the local median household income ($33,889), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WV as Very Low (composite score 22.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (53.5) and hurricane (28.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WV show little to no average snow and around 49.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 25113 (WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.