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Scottsville town, VA

ZIP 24590 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 24590

Median Home Value
$259,600
Median Rent
$830
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,668/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 24590 in Scottsville town, VA, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,668. That sits below the local median household income ($88,068), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.6%+26% vs US avg
x
Vacancy Rate
7.9%-23% vs US avg
x
Broadband Access
82.9%-5% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
21.4%-57% vs US avg
x
Mortgage-Free
37.3%-2% vs US avg
x
$259,600
Home Value
$830
Rent
1988
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.8%
  • 1-unit attached0.1%
  • 2-9 units1.6%
  • 10+ units1.8%
  • Mobile home & other15.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$259,600
Median rent$830
Owner-occupied82.6%
Vacant7.9%
Price-to-income2.9x
Est. income to buy$71,000