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St. Paul town, VA

ZIP 24283 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 24283

Median Home Value
$111,700
Median Rent
$416
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$718/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 24283 in St. Paul town, VA, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $718. That sits below the local median household income ($34,674), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.5%+2% vs US avg
x
Vacancy Rate
12.6%+22% vs US avg
x
Broadband Access
70.0%-20% vs US avg
x
4+ Bedrooms
7.9%-47% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
11.4%-77% vs US avg
x
Mortgage-Free
61.9%+62% vs US avg
x
$111,700
Home Value
$416
Rent
1978
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.7%
  • 1-unit attached0.5%
  • 2-9 units14.4%
  • 10+ units3.0%
  • Mobile home & other19.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$111,700
Median rent$416
Owner-occupied66.5%
Vacant12.6%
Price-to-income3.2x
Est. income to buy$31,000