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Floyd town, VA

ZIP 24091 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 24091

Median Home Value
$244,800
Median Rent
$458
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,573/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

44.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 24091 in Floyd town, VA, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,573. That is roughly in line with the local median household income ($60,147). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.6%+29% vs US avg
x
Vacancy Rate
17.0%+65% vs US avg
x
Broadband Access
79.2%-9% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
3.9%-69% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
12.4%-75% vs US avg
x
Mortgage-Free
57.1%+49% vs US avg
x
$244,800
Home Value
$458
Rent
1990
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.7%
  • 1-unit attached0.4%
  • 2-9 units1.9%
  • 10+ units1.0%
  • Mobile home & other19.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$244,800
Median rent$458
Owner-occupied84.6%
Vacant17.0%
Price-to-income4.1x
Est. income to buy$67,000