ZIP Code 23923 — Charlotte Court House town, VA Demographics & Data

ZIP code 23923 covers Charlotte Court House, VA in Charlotte County with a population of about 2,395.

At a glance, the area shows median age of 39.0 (near the U.S. median).

It sits in telephone area code 434; U.S. House district VA-5; the ROANOKE - LYNCHBURG media market.

Median household income in ZIP 23923 is about $42,667 — about 43% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 43.7%; unemployment rate near 1.3%; 26.3% of adults with a bachelor’s degree or higher (about 7.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Public administration; about 8.0% of workers reporting work-from-home (about 7.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $166,100 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $535 (about 54% below the U.S. median rent ($1,163)), and owner-occupancy near 68.5% (about 3.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23923 in Charlotte Court House, VA, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,067. That is roughly in line with the local median household income ($42,667). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Charlotte Court House town, VA as Very Low (composite score 17.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (74.1) and flood (19.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Charlotte Court House town, VA show little to no average snow and around 46.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 135 for ZIP 23923 (Charlotte Court House town, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.