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ZIP 23804 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23804

Median Home Value
$190,800
Median Rent
$867
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,226/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23804, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,226. That is about 22% above the local median household income ($43,620), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
22.1%-66% vs US avg
x
Vacancy Rate
20.1%+95% vs US avg
x
Broadband Access
63.8%-27% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
2.8%-79% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
20.8%-58% vs US avg
x
Mortgage-Free
34.7%-9% vs US avg
x
$190,800
Home Value
$867
Rent
1950
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.8%
  • 1-unit attached1.1%
  • 2-9 units20.9%
  • 10+ units44.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$190,800
Median rent$867
Owner-occupied22.1%
Vacant20.1%
Price-to-income4.4x
Est. income to buy$53,000