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Poquoson city, VA

ZIP 23662 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23662

Median Home Value
$403,000
Median Rent
$1,442
Affordability Snapshot
$111,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,589/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23662 in Poquoson city, VA, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,589. That is roughly in line with the local median household income ($120,919). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
85.2%+30% vs US avg
x
Vacancy Rate
5.8%-43% vs US avg
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
12.7%-14% vs US avg
x
Built Pre-1939
8.6%-33% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
12.0%-76% vs US avg
x
Mortgage-Free
29.7%-22% vs US avg
x
$403,000
Home Value
$1,442
Rent
1977
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.2%
  • 1-unit attached4.4%
  • 2-9 units3.2%
  • 10+ units2.0%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$403,000
Median rent$1,442
Owner-occupied85.2%
Vacant5.8%
Price-to-income3.3x
Est. income to buy$111,000