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ZIP 23471
Housing & Real Estate

ZIP 23471 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23471

Median Home Value

$613,100

Median Rent

$2,088

Affordability Snapshot

$169,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,938/mo PITI).

16%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23471, a household would need roughly $169,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,938. That is roughly in line with the local median household income ($153,813). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel

Housing Metrics

Owner Occupied

91.6%+40% vs US avg

Vacancy Rate

4.7%-54% vs US avg

Broadband Access

98.9%+14% vs US avg

4+ Bedrooms

13.1%-11% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.0%

Rent Burden >30%

12.3%-75% vs US avg

Mortgage-Free

29.0%-24% vs US avg

$613,100

Home Value

$2,088

Rent

1975

Year Built

2010

Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached90.4%
1-unit attached9.4%
2-9 units0.1%
10+ units0.0%
Mobile home & other0.0%

ZIP 23471 — Housing & Real Estate

Housing & Real Estate in ZIP Code 23471

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