ZIP 23442 — Housing & Real Estate

To comfortably buy a median-priced home in ZIP 23442 in Temperanceville CDP, VA, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $772. That is roughly in line with the local median household income ($30,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.