ZIP Code 23418 — Onley town, VA Demographics & Data

ZIP code 23418 covers Onley, VA in Accomack County with a population of about 742.

At a glance, the area shows median age of 40.3 (near the U.S. median).

It sits in telephone area codes 757, 948; U.S. House district VA-2; the NORFOLK - PORTSMTH - NEWPT NWS media market.

Median household income in ZIP 23418 is about $57,083 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.1%; unemployment rate near 5.8%; 19.2% of adults with a bachelor’s degree or higher (about 14.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Other services, and Retail trade; about 15.3% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $250,000 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $726 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 77.3% (about 11.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23418 in Onley, VA, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,606. That is about 21% above the local median household income ($57,083), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Onley town, VA as Relatively Moderate (composite score 81.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (94.5) and wildfire (79.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Onley town, VA show little to no average snow and around 47.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 42 for ZIP 23418 (Onley town, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.