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Bellwood CDP, VA

ZIP 23237 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23237

Median Home Value
$243,100
Median Rent
$1,059
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,562/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23237 in Bellwood CDP, VA, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,562. That sits below the local median household income ($77,769), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.0%+6% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
90.4%+4% vs US avg
x
4+ Bedrooms
5.7%-62% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
23.3%-53% vs US avg
x
Mortgage-Free
30.2%-21% vs US avg
x
$243,100
Home Value
$1,059
Rent
1983
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.5%
  • 1-unit attached3.4%
  • 2-9 units4.5%
  • 10+ units6.2%
  • Mobile home & other3.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$243,100
Median rent$1,059
Owner-occupied69.0%
Vacant2.9%
Price-to-income3.1x
Est. income to buy$67,000