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Laurel CDP, VA

ZIP 23228 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23228

Median Home Value
$267,300
Median Rent
$1,230
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,717/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23228 in Laurel CDP, VA, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,717. That is roughly in line with the local median household income ($65,650). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.7%-22% vs US avg
x
Vacancy Rate
5.5%-47% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
11.7%-9% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
23.9%-52% vs US avg
x
Mortgage-Free
24.8%-35% vs US avg
x
$267,300
Home Value
$1,230
Rent
1971
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.6%
  • 1-unit attached12.0%
  • 2-9 units20.4%
  • 10+ units16.6%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$267,300
Median rent$1,230
Owner-occupied50.7%
Vacant5.5%
Price-to-income4.1x
Est. income to buy$74,000