ZIP Code 23185 — Williamsburg city, VA Demographics & Data

ZIP code 23185 covers Williamsburg, VA in James City County with a population of about 54,411.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in telephone area codes 757, 948; U.S. House district VA-1; the NORFOLK - PORTSMTH - NEWPT NWS media market.

Median household income in ZIP 23185 is about $103,507 — about 38% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.7%; unemployment rate near 5.1%; 52.0% of adults with a bachelor’s degree or higher (about 18.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 17.3% of workers reporting work-from-home (about 2.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $413,500 — about 19% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,298 (about 12% above the U.S. median rent ($1,163)), and owner-occupancy near 73.3% (about 7.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23185 in Williamsburg, VA, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,656. That is roughly in line with the local median household income ($103,507). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Williamsburg city, VA as Relatively Low (composite score 53.3), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (82.1) and flood (60.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Williamsburg city, VA show little to no average snow and around 51.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,070 for ZIP 23185 (Williamsburg city, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.