ZIP Code 23149 — Saluda CDP, VA Demographics & Data

ZIP code 23149 covers Saluda, VA in Middlesex County with a population of about 2,535.

At a glance, the area shows median age of 50.5 versus a U.S. median of about 38.9.

It sits in telephone area code 804; U.S. House district VA-1; the RICHMOND - PETERSBURG media market.

Saluda, VA sits in a university / college context (near rappahannock community college (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 23149 is about $97,016 — about 29% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.9%; unemployment rate near 1.3%; 17.9% of adults with a bachelor’s degree or higher (about 15.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 14.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $251,800 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $997 (about 14% below the U.S. median rent ($1,163)), and owner-occupancy near 70.3% (about 4.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23149 in Saluda, VA, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,617. That sits below the local median household income ($97,016), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Saluda CDP, VA as Very Low (composite score 23.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (85.5) and wildfire (31.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Saluda CDP, VA show little to no average snow and around 47.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 143 for ZIP 23149 (Saluda CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.