Median home value is about $332,600 — about 4% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,109 (about 5% below the U.S. median rent ($1,163)), and owner-occupancy near 91.7% (about 26.3 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 23140 in VA, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,137. That is roughly in line with the local median household income ($99,107). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.