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ZIP 23127
Housing & Real Estate

ZIP 23127 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23127

Median Home Value

$383,200

Median Rent

$1,688

Affordability Snapshot

$106,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,462/mo PITI).

19%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23127, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,462. That is roughly in line with the local median household income ($105,634). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

89.9%+37% vs US avg

Vacancy Rate

6.4%-38% vs US avg

Broadband Access

93.1%+7% vs US avg

4+ Bedrooms

7.4%-50% vs US avg

Built Pre-1939

3.4%-73% vs US avg

Built Post-2014

7.8%+13% vs US avg

Rent Burden >30%

16.2%-67% vs US avg

Mortgage-Free

33.1%-13% vs US avg

$383,200

Home Value

$1,688

Rent

2006

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached72.5%
1-unit attached18.8%
2-9 units4.7%
10+ units2.9%
Mobile home & other1.2%

ZIP 23127 — Housing & Real Estate

Housing & Real Estate in ZIP Code 23127

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