US5.com
  1. Home
  2. States
  3. Virginia
  4. ZIP 23103
  5. Housing & Real Estate
, VA

ZIP 23103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23103

Median Home Value
$605,300
Median Rent
$730
Affordability Snapshot
$167,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,888/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

69.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23103 in VA, a household would need roughly $167,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,888. That is about 24% above the local median household income ($134,563), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
95.1%+45% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
96.4%+11% vs US avg
x
4+ Bedrooms
13.7%-8% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
39.2%+3% vs US avg
x
$605,300
Home Value
$730
Rent
1998
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached98.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$605,300
Median rent$730
Owner-occupied95.1%
Vacant3.7%
Price-to-income4.5x
Est. income to buy$167,000