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ZIP 23090
Housing & Real Estate

ZIP 23090 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23090

Median Home Value

$345,300

Median Rent

$1,704

Affordability Snapshot

$95,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,218/mo PITI).

25%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23090, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,218. That is roughly in line with the local median household income ($83,098). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

60.6%-7% vs US avg

Vacancy Rate

29.1%+182% vs US avg

Broadband Access

88.0%+1% vs US avg

4+ Bedrooms

3.2%-78% vs US avg

Built Pre-1939

0.2%-99% vs US avg

Built Post-2014

2.2%-69% vs US avg

Rent Burden >30%

27.4%-45% vs US avg

Mortgage-Free

35.0%-8% vs US avg

$345,300

Home Value

$1,704

Rent

1999

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached39.6%
1-unit attached9.1%
2-9 units17.1%
10+ units34.0%
Mobile home & other0.3%

ZIP 23090 — Housing & Real Estate

Housing & Real Estate in ZIP Code 23090

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