ZIP Code 23066 — Gwynn CDP, VA Demographics & Data

ZIP code 23066 covers Gwynn, VA in Mathews County with a population of about 584.

At a glance, the area shows median age of 50.5 versus a U.S. median of about 38.9.

It sits in telephone area code 804; U.S. House district VA-1; the NORFOLK - PORTSMTH - NEWPT NWS media market.

Median household income in ZIP 23066 is about $91,210 — about 21% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 41.5% of adults with a bachelor’s degree or higher (about 7.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Food services, and Transportation; about 8.9% of workers reporting work-from-home (about 6.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $408,500 — about 17% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 60.9% (about 4.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23066 in Gwynn, VA, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,624. That is about 23% above the local median household income ($91,210), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gwynn CDP, VA as Very Low (composite score 12.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (70.6) and wildfire (40.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gwynn CDP, VA show little to no average snow and around 51.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 23066 (Gwynn CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.