ZIP Code 23009 — Central Garage CDP, VA Demographics & Data

ZIP code 23009 covers Central Garage, VA in King William County with a population of about 8,203.

At a glance, the area shows median age of 36.2 versus a U.S. median of about 38.9.

It sits in telephone area code 804; U.S. House district VA-1; the RICHMOND - PETERSBURG media market.

Median household income in ZIP 23009 is about $91,923 — about 22% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.7%; unemployment rate near 3.4%; 24.1% of adults with a bachelor’s degree or higher (about 9.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 8.5% of workers reporting work-from-home (about 6.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $281,700 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,057 (about 9% below the U.S. median rent ($1,163)), and owner-occupancy near 90.9% (about 25.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23009 in Central Garage, VA, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,810. That sits below the local median household income ($91,923), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Central Garage CDP, VA as Very Low (composite score 8.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (63.7) and flood (14.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Central Garage CDP, VA show little to no average snow and around 45.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 463 for ZIP 23009 (Central Garage CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.