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ZIP 22945
Housing & Real Estate

ZIP 22945 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22945

Median Home Value

$735,700

Median Rent

$874

Affordability Snapshot

$203,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,726/mo PITI).

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

70.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22945, a household would need roughly $203,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,726. That is roughly in line with the local median household income ($183,186). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

89.4%+37% vs US avg

Vacancy Rate

11.3%+10% vs US avg

Broadband Access

94.0%+8% vs US avg

4+ Bedrooms

14.1%-5% vs US avg

Built Pre-1939

2.1%-83% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

9.1%-82% vs US avg

Mortgage-Free

31.3%-18% vs US avg

$735,700

Home Value

$874

Rent

1981

Year Built

2007

Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached95.6%
1-unit attached2.1%
2-9 units1.8%
10+ units0.5%
Mobile home & other0.0%

ZIP 22945 — Housing & Real Estate

Housing & Real Estate in ZIP Code 22945

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