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Harrisonburg city, VA

ZIP 22801 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22801

Median Home Value
$340,600
Median Rent
$1,061
Affordability Snapshot
$94,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,188/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22801 in Harrisonburg city, VA, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,188. That is about 33% above the local median household income ($70,779), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.0%-31% vs US avg
x
Vacancy Rate
7.5%-28% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
1.6%-78% vs US avg
x
Rent Burden >30%
29.3%-41% vs US avg
x
Mortgage-Free
39.4%+3% vs US avg
x
$340,600
Home Value
$1,061
Rent
1994
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.2%
  • 1-unit attached23.4%
  • 2-9 units16.1%
  • 10+ units19.6%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$340,600
Median rent$1,061
Owner-occupied45.0%
Vacant7.5%
Price-to-income4.8x
Est. income to buy$94,000