ZIP Code 22620 — Boyce town, VA Demographics & Data

ZIP code 22620 covers Boyce, VA in Clarke County with a population of about 2,649.

At a glance, the area shows median age of 48.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-6; the WASHINGTON, DC (HAGRSTWN) media market.

Median household income in ZIP 22620 is about $112,446 — about 50% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.6%; unemployment rate near 2.1%; 42.1% of adults with a bachelor’s degree or higher (about 8.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Education, and Healthcare; about 13.4% of workers reporting work-from-home (about 1.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $494,600 — about 42% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,113 (about 4% below the U.S. median rent ($1,163)), and owner-occupancy near 88.1% (about 22.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 22620 in Boyce, VA, a household would need roughly $136,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,177. That is about 21% above the local median household income ($112,446), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Boyce town, VA as Very Low (composite score 6.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (55.7) and wildfire (33.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Boyce town, VA show little to no average snow.

IRS migration statistics show a net inflow of about 149 for ZIP 22620 (Boyce town, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.