US5.com
  1. Home
  2. States
  3. Virginia
  4. ZIP 22553
  5. Housing & Real Estate
Spotsylvania Courthouse CDP, VA

ZIP 22553 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22553

Median Home Value
$438,700
Median Rent
$1,714
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,818/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22553 in Spotsylvania Courthouse CDP, VA, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,818. That is roughly in line with the local median household income ($131,416). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.8%+24% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
16.1%+9% vs US avg
x
Built Pre-1939
1.1%-92% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
24.1%-51% vs US avg
x
Mortgage-Free
23.4%-39% vs US avg
x
$438,700
Home Value
$1,714
Rent
1997
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.7%
  • 1-unit attached3.6%
  • 2-9 units5.7%
  • 10+ units8.2%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$438,700
Median rent$1,714
Owner-occupied80.8%
Vacant3.9%
Price-to-income3.3x
Est. income to buy$121,000