ZIP Code 22443 — Colonial Beach town, VA Demographics & Data

ZIP code 22443 covers Colonial Beach, VA in Westmoreland County with a population of about 10,026.

At a glance, the area shows median age of 46.2 versus a U.S. median of about 38.9.

It sits in telephone area code 804; U.S. House district VA-1; the WASHINGTON, DC (HAGRSTWN) media market.

Colonial Beach, VA matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 22443 is about $57,366 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.0%; unemployment rate near 8.3%; 18.6% of adults with a bachelor’s degree or higher (about 15.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Retail trade, and Healthcare; about 8.5% of workers reporting work-from-home (about 6.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $243,200 — about 30% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $734 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 77.1% (about 11.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 22443 in Colonial Beach, VA, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,562. That is about 17% above the local median household income ($57,366), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Colonial Beach town, VA as Very Low (composite score 37.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (86.6) and flood (29.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Colonial Beach town, VA show little to no average snow and around 45.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 566 for ZIP 22443 (Colonial Beach town, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.