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Oakton CDP, VA

ZIP 22181 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22181

Median Home Value
$928,400
Median Rent
$2,626
Affordability Snapshot
$256,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,964/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22181 in Oakton CDP, VA, a household would need roughly $256,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,964. That is about 21% above the local median household income ($212,156), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.8%+27% vs US avg
x
Vacancy Rate
2.2%-79% vs US avg
x
Broadband Access
98.6%+13% vs US avg
x
4+ Bedrooms
25.4%+72% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.1%-84% vs US avg
x
Mortgage-Free
32.2%-16% vs US avg
x
$928,400
Home Value
$2,626
Rent
1979
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.3%
  • 1-unit attached25.7%
  • 2-9 units3.0%
  • 10+ units11.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$928,400
Median rent$2,626
Owner-occupied82.8%
Vacant2.2%
Price-to-income4.4x
Est. income to buy$256,000