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, MD

ZIP 21918 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21918

Median Home Value
$293,800
Median Rent
$803
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,887/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21918 in MD, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,887. That is roughly in line with the local median household income ($81,026). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.4%+35% vs US avg
x
Vacancy Rate
2.3%-78% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
11.2%-77% vs US avg
x
Mortgage-Free
34.9%-9% vs US avg
x
$293,800
Home Value
$803
Rent
1989
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.5%
  • 1-unit attached0.0%
  • 2-9 units3.3%
  • 10+ units0.0%
  • Mobile home & other11.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$293,800
Median rent$803
Owner-occupied88.4%
Vacant2.3%
Price-to-income3.6x
Est. income to buy$81,000