ZIP Code 21913 — Cecilton town, MD Demographics & Data

ZIP code 21913 covers Cecilton, MD in Cecil County with a population of about 863.

At a glance, the area shows median age of 30.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-1; the BALTIMORE media market.

Median household income in ZIP 21913 is about $95,795 — about 27% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.8%; unemployment rate near 1.5%; 28.8% of adults with a bachelor’s degree or higher (about 4.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Professional services, and Education; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $233,800 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $882 (about 24% below the U.S. median rent ($1,163)), and owner-occupancy near 66.6% (about 1.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21913 in Cecilton, MD, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,502. That sits below the local median household income ($95,795), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cecilton town, MD as Relatively Low (composite score 58.6), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (78.3) and flood (60.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cecilton town, MD show little to no average snow and around 46.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 51 for ZIP 21913 (Cecilton town, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.