ZIP Code 21872 — Whaleyville CDP, MD Demographics & Data

ZIP code 21872 covers Whaleyville, MD in Worcester County with a population of about 675.

At a glance, the area shows median age of 31.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-1; the SALISBURY media market.

Median household income in ZIP 21872 is about $114,625 — about 53% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.6%; unemployment rate near 0.0%; 45.6% of adults with a bachelor’s degree or higher (about 11.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Food services, and Retail trade; about 56.0% of workers reporting work-from-home (about 40.8 points above the U.S. share (15.2%)); a mean commute of about 176.0 minutes (U.S. average near 26.8).

Median home value is about $385,700 — about 11% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.0% (about 26.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21872 in Whaleyville, MD, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,478. That is roughly in line with the local median household income ($114,625). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Whaleyville CDP, MD as Relatively Low (composite score 68.2), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (92.0) and wildfire (65.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Whaleyville CDP, MD show little to no average snow and around 42.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 40 for ZIP 21872 (Whaleyville CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.