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Taneytown city, MD

ZIP 21787 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21787

Median Home Value
$344,800
Median Rent
$735
Affordability Snapshot
$95,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,215/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

39.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21787 in Taneytown city, MD, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,215. That is roughly in line with the local median household income ($88,212). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.6%+22% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
7.9%-47% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
5.2%-24% vs US avg
x
Rent Burden >30%
39.1%-21% vs US avg
x
Mortgage-Free
33.9%-11% vs US avg
x
$344,800
Home Value
$735
Rent
1986
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.8%
  • 1-unit attached14.8%
  • 2-9 units7.4%
  • 10+ units2.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$344,800
Median rent$735
Owner-occupied79.6%
Vacant3.8%
Price-to-income3.9x
Est. income to buy$95,000