ZIP Code 21716 — Brunswick city, MD Demographics & Data

ZIP code 21716 covers Brunswick, MD in Frederick County with a population of about 6,757.

At a glance, the area shows median age of 37.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 227, 240, 301; U.S. House district MD-6; the WASHINGTON, DC (HAGRSTWN) media market.

Median household income in ZIP 21716 is about $107,188 — about 43% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.0%; unemployment rate near 4.9%; 33.9% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Professional services, and Healthcare; about 16.1% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $335,000 — about 4% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $862 (about 26% below the U.S. median rent ($1,163)), and owner-occupancy near 85.5% (about 20.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21716 in Brunswick, MD, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,152. That sits below the local median household income ($107,188), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Brunswick city, MD as Relatively Low (composite score 74.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (81.6) and hurricane (79.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Brunswick city, MD show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 397 for ZIP 21716 (Brunswick city, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.