US5.com
  1. Home
  2. States
  3. Maryland
  4. ZIP 21713
  5. Housing & Real Estate
Boonsboro town, MD

ZIP 21713 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21713

Median Home Value
$348,300
Median Rent
$952
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,237/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21713 in Boonsboro town, MD, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,237. That is roughly in line with the local median household income ($101,585). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
83.7%-4% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
6.8%-47% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
23.7%-52% vs US avg
x
Mortgage-Free
30.5%-20% vs US avg
x
$348,300
Home Value
$952
Rent
1976
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.4%
  • 1-unit attached3.8%
  • 2-9 units8.1%
  • 10+ units0.5%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$348,300
Median rent$952
Owner-occupied80.3%
Vacant4.1%
Price-to-income3.4x
Est. income to buy$96,000