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, MD

ZIP 21662 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21662

Median Home Value
$708,300
Median Rent
$1,625
Affordability Snapshot
$195,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,550/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21662 in MD, a household would need roughly $195,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,550. That is about 46% above the local median household income ($133,125), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
34.6%+236% vs US avg
x
Broadband Access
99.2%+14% vs US avg
x
4+ Bedrooms
11.0%-26% vs US avg
x
Built Pre-1939
9.9%-23% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.5%-83% vs US avg
x
Mortgage-Free
39.3%+3% vs US avg
x
$708,300
Home Value
$1,625
Rent
1981
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.4%
  • 1-unit attached9.9%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$708,300
Median rent$1,625
Owner-occupied80.3%
Vacant34.6%
Price-to-income5.3x
Est. income to buy$195,000