ZIP Code 21649 — Marydel town, MD Demographics & Data

ZIP code 21649 covers Marydel, MD in Queen Anne's County with a population of about 1,938.

At a glance, the area shows median age of 34.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-1; the BALTIMORE media market.

Median household income in ZIP 21649 is about $58,464 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.3%; unemployment rate near 5.0%; 17.6% of adults with a bachelor’s degree or higher (about 16.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Retail trade, and Food services; about 20.3% of workers reporting work-from-home (about 5.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $199,200 — about 43% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,205 (about 4% above the U.S. median rent ($1,163)), and owner-occupancy near 85.0% (about 19.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21649 in Marydel, MD, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,280. That is roughly in line with the local median household income ($58,464). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Marydel town, MD as Very Low (composite score 35.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (78.5) and wildfire (59.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Marydel town, MD show little to no average snow and around 47.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 114 for ZIP 21649 (Marydel town, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.