US5.com
  1. Home
  2. States
  3. Maryland
  4. ZIP 21222
  5. Housing & Real Estate
Dundalk CDP, MD

ZIP 21222 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21222

Median Home Value
$200,800
Median Rent
$1,187
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,290/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21222 in Dundalk CDP, MD, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,290. That sits below the local median household income ($61,934), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
63.4%-3% vs US avg
x
Vacancy Rate
6.9%-33% vs US avg
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
20.7%+62% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
32.6%-34% vs US avg
x
Mortgage-Free
39.6%+4% vs US avg
x
$200,800
Home Value
$1,187
Rent
1955
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached37.6%
  • 1-unit attached43.5%
  • 2-9 units10.2%
  • 10+ units6.6%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$200,800
Median rent$1,187
Owner-occupied63.4%
Vacant6.9%
Price-to-income3.2x
Est. income to buy$55,000