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Baltimore city, MD

ZIP 21213 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21213

Median Home Value
$134,900
Median Rent
$1,066
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$867/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21213 in Baltimore city, MD, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $867. That sits below the local median household income ($50,031), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
53.2%-19% vs US avg
x
Vacancy Rate
20.5%+99% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
16.0%+25% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
35.2%-29% vs US avg
x
Mortgage-Free
34.3%-10% vs US avg
x
$134,900
Home Value
$1,066
Rent
1940
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached6.3%
  • 1-unit attached82.2%
  • 2-9 units5.9%
  • 10+ units5.3%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$134,900
Median rent$1,066
Owner-occupied53.2%
Vacant20.5%
Price-to-income2.7x
Est. income to buy$37,000