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Pikesville CDP, MD

ZIP 21208 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21208

Median Home Value
$313,400
Median Rent
$1,489
Affordability Snapshot
$86,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,013/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21208 in Pikesville CDP, MD, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,013. That is roughly in line with the local median household income ($90,822). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.7%+2% vs US avg
x
Vacancy Rate
5.1%-50% vs US avg
x
Broadband Access
85.8%-1% vs US avg
x
4+ Bedrooms
7.2%-51% vs US avg
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
26.3%-47% vs US avg
x
Mortgage-Free
38.5%+1% vs US avg
x
$313,400
Home Value
$1,489
Rent
1970
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.8%
  • 1-unit attached15.7%
  • 2-9 units11.8%
  • 10+ units29.5%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$313,400
Median rent$1,489
Owner-occupied66.7%
Vacant5.1%
Price-to-income3.5x
Est. income to buy$86,000