ZIP Code 21154 — Pylesville CDP, MD Demographics & Data

ZIP code 21154 covers Pylesville, MD in Harford County with a population of about 7,187.

At a glance, the area shows median age of 48.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-1; the BALTIMORE media market.

Median household income in ZIP 21154 is about $100,583 — about 34% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.1%; unemployment rate near 1.1%; 29.8% of adults with a bachelor’s degree or higher (about 3.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 9.7% of workers reporting work-from-home (about 5.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $458,800 — about 32% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $805 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 86.2% (about 20.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21154 in Pylesville, MD, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,947. That is about 25% above the local median household income ($100,583), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pylesville CDP, MD as Relatively Low (composite score 72.5), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (81.6) and flood (78.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pylesville CDP, MD show little to no average snow and around 48.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 422 for ZIP 21154 (Pylesville CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.