ZIP Code 21093 — Timonium CDP, MD Demographics & Data

ZIP code 21093 covers Timonium, MD in Baltimore County with a population of about 38,895.

At a glance, the area shows median age of 46.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-2; the BALTIMORE media market.

Median household income in ZIP 21093 is about $121,771 — about 62% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.0%; unemployment rate near 4.3%; 67.9% of adults with a bachelor’s degree or higher (about 34.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Healthcare; about 20.5% of workers reporting work-from-home (about 5.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $466,200 — about 34% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,446 (about 24% above the U.S. median rent ($1,163)), and owner-occupancy near 78.7% (about 13.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21093 in Timonium, MD, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,995. That is roughly in line with the local median household income ($121,771). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Timonium CDP, MD as Relatively High (composite score 95.0), which is among the highest nationally. The strongest component scores on US5 are flood (94.3) and hurricane (92.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Timonium CDP, MD show little to no average snow.

IRS migration statistics show a net inflow of about 2,285 for ZIP 21093 (Timonium CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.